Money moves in and out of 1Win in rupees, and UPI does most of the work. Deposits usually show up within a minute, while withdrawals take from a few minutes to a day depending on the method and whether the account is verified. This page lists every method with its limits, walks through a UPI deposit and a withdrawal, and covers the problems Indian players run into most often.
Keep the legal context in mind. 1Win is licensed in Curaçao, not India. The Promotion and Regulation of Online Gaming Act, 2025 prohibits online money games and stops banks and payment systems from processing them, and some states have their own bans. This is one reason payments sometimes fail or get blocked. Check the law that applies to you. For adults 18+ only.
Payment Methods for India
| Method | Minimum | Maximum | Credit time |
|---|---|---|---|
| UPI (any UPI app) | ₹300 | ₹1,00,000 | Instant to 5 min |
| PhonePe | ₹300 | ₹1,00,000 | Instant |
| Paytm | ₹300 | ₹50,000 | Up to 10 min |
| Google Pay | Via UPI | Via UPI | Instant to 5 min |
| IMPS and Net banking | ₹500 | ₹2,00,000 | 5-30 min |
| Visa and Mastercard | ₹500 | ₹1,00,000 | Instant when approved |
| Crypto (USDT, BTC, ETH, TRX) | ₹500 equivalent | No fixed max | After 1-3 confirmations |
| AstroPay | ₹500 | ₹1,00,000 | Instant |
How to Deposit With UPI
- Open the cashier. Tap Deposit at the top of the screen and choose UPI, PhonePe or Paytm.
- Enter the amount. ₹300 or more. The first deposit of ₹300 or more also triggers the first welcome tier.
- Pay in the UPI app. Scan the QR code or approve the payment request in your UPI app, using your UPI PIN.
- Copy the UTR. The UPI app shows a 12-digit UTR (transaction reference) on the success screen.
- Paste the UTR back on 1Win. Enter it in the field on the deposit page so the payment can be matched.
- Check the balance. Funds normally appear within a minute or two.
If the money has left the bank but the balance is unchanged after 30 minutes, send a screenshot of the UPI payment with the UTR to live chat. The welcome tiers are explained on the 1Win bonus page.
Other Deposit Methods
IMPS and Net Banking
A bank transfer with a higher ceiling of ₹2,00,000, minimum ₹500. Expect 5-30 minutes for the credit. Use the exact account details shown for that transaction, since they can change between deposits.
Crypto
USDT, BTC, ETH and TRX are accepted from about ₹500 equivalent with no fixed maximum. Funds appear after 1-3 network confirmations. Pick the right network, for example TRC-20 for USDT, or the coins may be lost.
Cards
Visa and Mastercard work in theory from ₹500 to ₹1,00,000, but many Indian banks decline gaming transactions. UPI is the more reliable route.
How to Withdraw From 1Win
- Check the conditions. Each deposit must be wagered once, and the profile details must match your ID.
- Open Withdraw. Go to the cashier and switch to the Withdraw tab.
- Choose the method. Use the same method and the same name as the deposit wherever possible.
- Enter the details carefully. Type the UPI ID or bank details exactly. Payouts to a wrong UPI ID cannot be reversed.
- Enter the amount and confirm. Minimum ₹1,000 for UPI and bank, ₹1,500 for crypto and cards.
- Track the request. The status shows under transaction history until it reads completed.
Withdrawal Limits and Timeframes
| Method | Minimum | Maximum | Typical time |
|---|---|---|---|
| UPI wallets | ₹1,000 | ₹1,00,000 per day | 5 min to 3 hours |
| Bank transfer | ₹1,000 | ₹2,00,000 | 1-24 hours |
| Crypto | ₹1,500 equivalent | No fixed limit | 10 min to 2 hours |
| Cards | ₹1,500 | ₹50,000 | 1-5 business days |
Verification Before Withdrawal
Larger withdrawals, or any request the security team flags, need KYC first. That means an ID document such as Aadhaar or PAN, proof of address no older than 3 months and proof of the payment method. Checks usually finish within 24 hours, up to 48-72 hours during major cricket tournaments. It only has to be done once, so completing it soon after registration saves time later. The document list is on the 1Win login and verification page.
Fees
1Win does not charge fees on deposits or withdrawals. Charges can still come from elsewhere: crypto withdrawals carry a network fee, and some banks add their own charges or currency conversion on card payments. Using an INR account with UPI avoids most of these.
Common Payment Problems and Fixes
| Problem | Likely cause | Fix |
|---|---|---|
| Deposit not credited | UTR not entered or payment not matched | Enter the UTR, then send a screenshot to chat after 30 min |
| Card declined | Bank blocks gaming transactions | Switch to UPI or IMPS |
| Withdrawal pending for long | KYC not done or under review | Upload documents under Profile, Verification |
| Withdrawal rejected | Name on account differs from UPI or bank | Use a payment method in your own name |
| Withdrawal button blocked | Deposit not wagered once | Play the deposit through once, then retry |
| Crypto not received | Wrong network or pending confirmations | Check the network and wait for 1-3 confirmations |
Tips for Faster Payouts
- Finish KYC before the first withdrawal, not after a big win.
- Withdraw to the same UPI ID or bank account used to deposit, in the same name.
- Double-check the UPI ID before confirming.
- For large sums, USDT on TRC-20 is often the quickest route.
- Split very large amounts into several requests within daily limits.
- Avoid requesting during the peak of a big IPL match, when queues are longest.
The cashier works the same in the 1Win app. Never deposit money needed for bills, and see the responsible gambling page for deposit limits.